+ 682 22713

Motor insurance

Request a quote

Get in touch with us for a quote today.

Request a quote
  • Broad range of cover to protect your car
  • Choose from three flexible levels of cover
  • Get a quote in one easy phone call

Compare motor insurance options

Maxi Motor
Protection

Thrifti Motor
Protection

Motor Owners
Liability Protection

Base cover

Policy detailsMaxi Motor Protection provides protection against sudden unforeseen accidental physical loss or damage to your vehicle in the Cook Islands including Liability Protection.Thrifti Motor Protection provides protection against sudden unforeseen accidental physical loss or damage to your vehicle in the Cook Islands caused by fire, theft or illegal conversion including Liability Protection.Motor Owners Liability Protection provides you with the most basic cover. It includes legal liability cover of up to $100,000.
Motor owners liability protection

Covers you for claims made against you for property damage as a result of accidents involving your vehicle or any vehicle you are using with the owners permission.

Up to $100,000Up to $100,000Up to $100,000

Special benefits

One event, one excess

If one event causes you to claim under two or more of your Tower policies - such as your house, contents and vehicle, you will only have to pay one excess.

CoveredCovered
Replacement vehicle

If you replace your vehicle we will cover the new vehicle for 30 days.

CoveredCovered
Salvage costs

If your vehicle can’t be driven due to an accident that we've accepted a claim for, we’ll pay the reasonable costs to remove it to the nearest repairer or place of safety.

CoveredCovered
Windscreen and window glass (free of excess)

We’ll cover accidental breakage of your vehicles windscreen, window glass or sunroof and you won’t lose your no claims bonus.

Covered

Need more info?

Download the full Cook Islands Motor Policy here.

Motor products

Tower offers three levels of cover for your motor vehicle.