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Contents insurance

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  • Extensive policy that provides a wide range of cover
  • Lost or stolen keys? Put your mind at ease with our keys and locks replacement benefit
  • One event, one excess
  • Get a quote in one easy phone call

Calculate the contents cover that’s right for you. Our Contents Valuation Guide will help you work out how much contents insurance you need.

Benefits

Replacement cover

Replacement cover


Replacement cover for furniture, furnishings and home appliances under 5 years old.
Legal liability cover

Legal liability cover


Up to $1,000,000 for your legal liability if an accident happens which causes loss or damage to other people’s property or injury to someone.
Temporary accommodation cover

Temporary accommodation cover


Up to $10,000 for temporary accommodation costs.
Keys and locks cover

Keys and locks cover


Up to $500 for replacement keys and locks – with no excess to pay.
Credit or debit card fraud

Credit or debit card fraud


Up to $1,000 if your credit card is fraudulently used.
Frozen food deterioration

Frozen food deterioration


Up to $500 frozen food deterioration cover.
One event - one excess

One event - one excess


If one event causes you to claim on two or more of your TOWER policies, such as your house, contents and vehicle, you will only have to pay one excess.

Optional benefits

Earthquake cover

Earthquake cover


Cover for your contents if damaged by earthquake, volcanic eruption, geothermal or hydrothermal activity or tsunami.
Gale, wind, hurricane or cyclone cover

Gale, windstorm, hurricane, cyclone cover


Provides cover for loss and damage due to gale, windstorm, hurricane or cyclone. (Special conditions apply).
Jewellery replacement

Jewellery replacement


Covers your jewellery (not including watches) for its ‘replacement value’.

Important: This is a summary only. For a full outline of the policy terms, conditions and exclusions please read the policy wording (below) and the certificate of insurance.

Contents insurance quote

Call us on + 682 22713 or drop into your local office.

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Contents Valuation Guide

Download our valuation guide to help calculate the contents cover that right for you.

Download guide

Contents insurance full policy document

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